![]() ![]() The card rate for premature closure will be lower of the rate for the original/contracted tenure for which the deposit has been booked or the rate applicable for the tenure for which the deposit has been in force with the bank. For pre-mature withdrawal the Penal Interest Rate of 1% shall be applicable on the card rate.Applicable interest rates will be given as on the date/time of receipt of the funds by the bank. Interest rates are subject to change from time to time.is mandatory, failing which TDS will be deducted at a higher rate as per Indian Income Tax laws. Interest earned on the Fixed Deposit will be subject to Tax Deducted at Source as per extant Indian Income Tax laws.Submission of proof of Age is mandatory to avail Senior Citizen Rates.Senior Citizen Rates are only for Resident Indians and do not apply to NRIs.The above rates are applicable for Retail deposits less than ₹2 crore.Interest is paid at every calendar quarter on June 30, September 30, December 31 and March 31.For rates on amount above ₹50 crore, please contact the Branch Manager.Interest of 3.00% p.a will be applied for amount up to ₹1 lakh, 6% p.a will be applied on the incremental balance over and above ₹1 lakh up to ₹10 lakh, 6.25% p.a will be applied on the incremental balance over and above ₹10 lakh up to ₹10 crore and 6.50% p.a will be applied on the incremental balance over and above ₹10 crore up to ₹50 crore. ![]() Interest will be calculated daily based on end of day clear balance in the account.# For rates on amount above ₹50 crore, please contact the Branch Manager. Daily Balance above ₹10 crore to ₹50 crore Daily Balance above ₹2 crore to ₹10 croreĮ. Daily Balance above ₹10 lakh to ₹2 croreĭ. Daily Balance above ₹1 lakh to ₹10 lakhĬ. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.Domestic and Non-Resident Rupee Savings Bank Accountī. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.ĭeposit products are offered in the U.S. Geographic and other restrictions may apply. Borrowers must meet program qualifications. and are only available for properties located in the U.S. Mortgage and home equity products are offered in the U.S. To learn more, speak with any HSBC representative. HSBC Credit Cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. provides insurance products and services and is a wholly owned subsidiary of HSBC Bank USA, N.A. provides investment products and services and is an affiliate of HSBC Bank USA, N.A. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website available at HSBC refers to HSBC Bank USA, N.A., HSBC Securities (USA) Inc. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. representatives, as well as our public website, us., provide products and services governed by U.S. Our products and services are not specifically directed at individuals located in the European Union. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.įor clients located outside of the U.S. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account. Important information about procedures for opening a new account See Terms & Charges for more information. All accounts will get the interest rates and Annual Percentage Yields (APYs) in effect when the account is opened and funded online. ![]()
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